USDA – United States Department of Agriculture Rural Development
These loans can be used for a new or existing property located in an eligible area, and rehab, repairs, and closings costs can often be rolled into the loan. In addition, funds can be allotted toward handicap equipment installation, some real estate taxes, and hazard/flood insurance. Energy efficiency costs (e.g. insulation, double-paned glass and solar panels) and broadband service installations can be funded as well.
Is my property in an eligible location?
Click here to check an address in the USDA.gov database.
Who can apply for a USDA loan?
There are income requirements specific to your state, region, and county. You must be a US Citizen, a Non-citizen National, or a Qualified Alien, be willing to meet the credit obligation, and have not been suspended from participation in federal programs.